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South Carolina Emergency Management Division
HO-6 INSURANCE COVERAGE EXPIRATION NOTICE
IMMEDIATE ACTION REQUIRED
Dear Anderson Ocean Club Homeowner,
We have been informed by USI Insurance Services that they are unable to find a carrier to provide competitive pricing for the bulk HO-6 insurance program covering all units at Anderson Ocean Club HOA, Inc..
Therefore, on May 26, 2020 your current HO-6 policy that was previously secured for you by the HOA will expire. You must take action prior to May 26, 2020 to ensure you do not incur a lapse in this essential insurance coverage.
A HO-6 policy is a necessity for condominium owners and includes insurance on all your personal belongings, furniture, fixtures and equipment, loss of rental income or loss of use and provides a liability insurance component in the event of an accident or injury in your unit.
If you have a mortgage, your lender most likely requires a HO-6 policy. In addition, if you rent your unit your rental agent most likely also requires a policy with adequate coverage.
It is your responsibility to contact your insurance agent and obtain your private policy. Should you not obtain this coverage you may be in violation of your mortgage agreement, your rental agreement and the master deed which governs your liability and responsibility in regards to your condominium property.
The Board of Directors has enacted a policy that all owners must obtain a HO-6 policy and provide proof of coverage to the HOA property manager (Resort Association Management) no later than May 26,2020.
We urge you to contact your insurance agent immediately to purchase a policy and obtain a declaration page in order to provide proof of coverage to the HOA. A copy of this declaration page must be forwarded to Resort Association Management. You will also receive this letter via US Mail. For your convenience, we have enclosed a prepaid postage envelope addressed to RAM for this purpose. You may also fax your declaration page to 843-497-8577 or email a scanned copy to firstname.lastname@example.org
With the hurricane season upon us, we urge you to contact your insurance agent or any of the agencies listed below. The insurance agency contact information is provided to assist you in this process. It should not be construed as an endorsement or recommendation by the Board of Directors or your association management company.
Should you have any questions, please feel free to contact RAM at 843-449-2204 ext. 4090 or email us at email@example.com.
Management Agent for the Anderson Ocean Club Homeowners Association
*** You may find HO-6 Policy Information listed below under Notices.***
We appreciate your patience and understanding as we navigate through these unchartered territories together. We are eager to be able to return to business as usual, and hope that you are all doing well. We are doing our best to be accommodating as well as adhere to the CDC recommendations. For the most up to date information, please visit: https://www.cityofmyrtlebeach.com/coronavirus/index.php, https://governor.sc.gov/executive-branch/executive-orders
For Insurance besides Fidelity and Directors and Officers please contact firstname.lastname@example.org or 407-613-3815.
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