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                                                            Harbourgate Resort HOA, Inc.

May 1, 2019



Dear Member,

We have been informed by USI Insurance Services that they are unable to find a carrier to provide competitive pricing for the bulk H0-6 insurance program covering all units at Harbourgate Resort HOA, Inc.. Therefore, on May 26, 2019 your current H0-6 policy that was previously secured for you by the HOA will expire. You must take action prior to May 26, 2019 to ensure you do not incur a lapse in this essential insurancecoverage.

A H0-6 policy is a necessity for condominium owners and includes insurance on all your personal belongings, furniture, fixtures and equipment, loss of rental income or loss of use and provides a liability insurance component in the event of an accident or injury in your unit.

If you have a mortgage, your lender most likely requires a H0-6 policy. In addition, if you rent your unit your rental agent most likely also requires a policy with adequate coverage.

The Board of Directors has enacted a policy that all owners must obtain a H0-6 policy and provide proof of coverage to the HOA property manager (ResortAssociationManagement) no later than May 26,2019.

We urge you to contact your insurance agent immediately to purchase a policy and to obtain a declaration page in order to provide proof of coverage to the HOA. A copy of this page must be forwarded to Resort Association Management. For your convenience, we have enclosed a prepaid postage envelope addressed to Resort Association Management for this purpose.

You may also fax your declaration page to 843-497-8577 or email it to


Should you have any questions regarding this matter please contact the Resort Association Management office at 843-449-2204 and dial ext. 4090.


On behalf of the Association's Board of Directors

Aaron Harrison

Managing Agent HOA


Announcement Golf and Motorcycle Parking

The HOA has implemented designated Golf Cart and Motorcycle parking areas at Harbourgate Resort.  These areas are located on the swing bridge side of the covered parking area and are to be utilized strictly for golf cart and motorcycle parking only.  If you own a golf cart or motorcycle and keep it at Harbourgate you need to park in these designated areas moving forward.  
This is an attempt to free up some parking spaces as well as keep these vehicle types in the same area.

Master Deed

Download Master Deed

Certificate of Insurance

Download Certificate of Insurance


Residential Assessments

Room/Bedrooms# UnitsOwner Percent2018 Monthly Rate2019 Monthly RateInsurance AssessmentHO6 AssessmentTotal Assessments
1 BR360.51%$304$313$111$0$4,425
2 BR180.9%$536$552$196$0$7,638
2&3 BR361.06%$629$648$230$0$9,000
3 BR DELUX181.21%$720$742$264$0$10,249