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OCEAN PARK HOMEOWNERS’ ASSOCIATION, INC.
Dear HOA Member:
Please be advised of the following regarding Hurricane Isaias:
The most current information regarding the status of Hurricane Isaias and how it may affect the State of South Carolina may be obtained from the South Carolina Emergency Management Division’s website scemd.org.
As a precaution, either you or your rental agent need to do the following by midnight, Saturday (08/01/2020):
Resort Association Management will be utilizing the HOAs’ website, ramresorts.com, and your most current email address on file to keep you informed of developments as they may unfold at your resort.
HO-6 INSURANCE COVERAGE EXPIRATION NOTICE
IMMEDIATE ACTION REQUIRED
Dear Ocean Park Homeowner,
We have been informed by USI Insurance Services that they are unable to find a carrier to provide competitive pricing for the bulk HO-6 insurance program covering all units at Ocean Park HOA, Inc..
Therefore, on May 26, 2020 your current HO-6 policy that was previously secured for you by the HOA will expire. You must take action prior to May 26, 2020 to ensure you do not incur a lapse in this essential insurance coverage.
A HO-6 policy is a necessity for condominium owners and includes insurance on all your personal belongings, furniture, fixtures and equipment, loss of rental income or loss of use and provides a liability insurance component in the event of an accident or injury in your unit.
If you have a mortgage, your lender most likely requires a HO-6 policy. In addition, if you rent your unit your rental agent most likely also requires a policy with adequate coverage.
It is your responsibility to contact your insurance agent and obtain your private policy. Should you not obtain this coverage you may be in violation of your mortgage agreement, your rental agreement and the master deed which governs your liability and responsibility in regards to your condominium property.
The Board of Directors has enacted a policy that all owners must obtain a HO-6 policy and provide proof of coverage to the HOA property manager (Resort Association Management) no later than May 26,2020.
We urge you to contact your insurance agent immediately to purchase a policy and obtain a declaration page in order to provide proof of coverage to the HOA. A copy of this declaration page must be forwarded to Resort Association Management. You will also receive this letter via US Mail. For your convenience, we have enclosed a prepaid postage envelope addressed to RAM for this purpose. You may also fax your declaration page to 843-497-8577 or email a scanned copy to firstname.lastname@example.org
With the hurricane season upon us, we urge you to contact your insurance agent or any of the agencies listed below. The insurance agency contact information is provided to assist you in this process. It should not be construed as an endorsement or recommendation by the Board of Directors or your association management company.
Should you have any questions, please feel free to contact RAM at 843-449-2204 ext. 4090 or email us at email@example.com.
Management Agent for the Ocean Park Homeowners Association
*** You may find HO-6 Policy Information listed below under Notices.***
We appreciate your patience and understanding as we navigate through these unchartered territories together. We are eager to be able to return to business as usual, and hope that you are all doing well. We are doing our best to be accommodating as well as adhere to the CDC recommendations. For the most up to date information, please visit: https://www.cityofmyrtlebeach.com/coronavirus/index.php, https://governor.sc.gov/executive-branch/executive-orders
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