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Ocean Park




Dear Homeowner,

We have posted an updated spreadsheet on the RAM website ( showing the current status of units. The spreadsheet now indicates whether your unit is WET or NEEDS REPAIRS. If your unit was previously listed as WET and is no longer on the spreadsheet, then your unit is dry and ready for occupancy.

If your unit was previously listed on ANY spreadsheet as N/A (NO ACCESS) and you have not provided us with a key or a code to your unit and your unit is not listed on the updated spreadsheet, please call the RAM office at 843-449-2204.

Our next updated spreadsheet will be posted by 8:00 pm on Friday, 9/13/19.

Thank you again for your continued patience and understanding throughout this process.



HO6 Coverage

Dear Valued Owners:


It goes without saying that the last couple of years the insurance industry has been hit hard with losses.  The past three years, not only have coastal counties seen very active hurricane seasons with record breaking losses, but insurance losses from wild fires in California, flooding in the Midwest and other natural catastrophes have resulted in many insurance companies reviewing the exposures that they have underwritten.  One of the hardest hit insurers has been Lloyds of London.


We just learned, today, that the lead underwriter from Lloyds of London has elected not to continue on our HO-6 program due to the substantial losses they have paid, not only this year but over the last 4 years.  We have been working with our broker to determine if there is a viable option.  Our broker has been advised that there is another lead underwriter who is going to be offering terms for our upcoming renewal and possibly replacing the current lead underwriter.  Our broker also expects to hear from another carrier later this week.


We wanted to send this out to all unit owners, as you will be receiving a letter in the mail stating the coverage is being non-renewed; however, we will be sending another email out within the coming weeks to confirm that replacement coverage has been secured.  At this point, there is nothing that needs to be done by you.


The insurance market is definitely having trying times, but we are working through them to ensure we continue to provide the unit owners with the best possible coverage at the best possible pricing.  We are working diligently on finding a replacement for your HO6 coverage and to ensure there is no lapse in your coverage.


Certificate of Insurance

Download Certificate of Insurance

Ocean Park

Annual Meeting Minutes

Residential Assessments

Room/Bedrooms# UnitsOwner Percent2018 Monthly Rate2019 Monthly RateInsurance AssessmentHO6 AssessmentTotal Assessments